Attention homeowners: Real estate appraisal services for in Mission Viejo and Orange County
The top 7 reasons CA homeowners need Premier Appraisal of SoCal:
Do you own a home in or near Mission Viejo? Do you need help deciding the price of your real estate?
We at Premier Appraisal of SoCal understand the special needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Premier Appraisal of SoCal is seasoned in helping people just like you delete unneeded PMI insurance.
Challenge Tax Assessment
If you live in a region that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Premier Appraisal of SoCal is your chief weapon when challenging your property tax assessment.
HELOC recently frozen?
If your house is close to a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Premier Appraisal of SoCal can help you reinstate your home equity line of credit with a professional appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Premier Appraisal of SoCal offers field reviews where we'll go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.