Need an appraisal in Mission Viejo or Orange County?
Here are the top seven reasons CA homeowners order from Premier Appraisal of SoCal:
Own a house in or near Mission Viejo, CA and need help deciding the price of it?
At Premier Appraisal of SoCal, we understand the individual needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Premier Appraisal of SoCal, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experts in helping consumers just like you remove undesirable PMI insurance.
Challenge a property tax assessment
If you live in an area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Premier Appraisal of SoCal is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. A professional appraisal from Premier Appraisal of SoCal can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.