Attention homeowners in Mission Viejo and Orange County: Get an Appraisal today!
Here are the top reasons CA homeowners order from Premier Appraisal of SoCal:
Need help determining the value of your home in or near Mission Viejo, CA?
We at Premier Appraisal of SoCal understand the unique needs of a homeowner looking for appraisal services. Our usual business clients understand the appraisal process and the usual documents we provide. Being a consumer that probably doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value report than yours.
Need to cancel PMI?
A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experienced in helping homeowners just like you rid yourselves of unnecessary PMI insurance.
Challenging a property tax assessment
If you live in a local area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an appraisal report from Premier Appraisal of SoCal is your chief weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Premier Appraisal of SoCal can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.