Need an appraisal in Mission Viejo or Orange County?
The top 7 reasons why CA homeowners order from Premier Appraisal of SoCal:
Need help deciding the value of your house in or near Mission Viejo, CA?
At Premier Appraisal of SoCal, we understand the special needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Premier Appraisal of SoCal, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping consumers just like you delete unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that is going down. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Premier Appraisal of SoCal is your #1 weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be difficult from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Premier Appraisal of SoCal can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you would wish to have an expert double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Premier Appraisal of SoCal can help with that too. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.