Attention homeowners: Real estate appraisal services for in Mission Viejo and Orange County
Here are the top seven reasons CA homeowners need Premier Appraisal of SoCal:
Need help determining the value of your house in or near Mission Viejo, CA?
We at Premier Appraisal of SoCal understand the unique needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Premier Appraisal of SoCal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.
PMI Removal Appraisals
A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. Premier Appraisal of SoCal is qualified in helping consumers just like you dismiss unneeded and unwanted PMI insurance.
Challenge Orange county's assessment of your property
Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When contesting your property tax assessment, getting an expert appraisal from Premier Appraisal of SoCal is your #1 weapon.
Was your HELOC recently frozen?
Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Premier Appraisal of SoCal can provide you with an expert appraisal to help you reinstate your home equity line of credit.
We Offer Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for preciseness, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.