Need an appraisal in Mission Viejo or Orange County?

Check out the top reasons CA homeowners use Premier Appraisal of SoCal:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a CA property tax assessment
  3. Remove PMI to reduce their mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a CA divorce, when real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate in Orange county or CA

Do you own a home in or near Mission Viejo? Do you need help determining the value of your real estate?
Contact Premier Appraisal of SoCal.

At Premier Appraisal of SoCal, we understand the unique needs of a homeowner in need of appraisal services. Our usual business clients are used to the appraisal process and the usual documents we provide. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Premier Appraisal of SoCal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Premier Appraisal of SoCal is experts in helping clients just like you delete unwanted and unneeded PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal report from Premier Appraisal of SoCal is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be inopportune from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Premier Appraisal of SoCal can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd wish to have a seasoned expert double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Premier Appraisal of SoCal can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.